When fire, water, storm, or another sudden event damages your property, dealing with the insurance company can feel like a second disaster. Allied Public Adjusters San Jose steps in as your advocate. As licensed public adjusters, we work for you, not the insurer—documenting the loss, preparing the claim, and negotiating for the full benefits your policy provides.
Established in 1997, Allied has helped thousands of California homeowners and businesses recover from underpaid, delayed, and denied claims. We charge no upfront fees and only get paid when you do.
San Jose homeowners face a mix of risks: older plumbing, electrical fires, wind‑driven rain, and smoke from regional wildfires. Our residential claims public adjuster team handles everything from kitchen fires in Willow Glen to slab leaks in Almaden Valley. We:
• Help inspect all damage (including hidden moisture and smoke).
• Review your policy and explain what is and isn’t likely covered.
• Prepare a clear, evidence‑based claim package so your home can be repaired properly.
Whether you own a condo downtown or a single‑family home in Evergreen, we focus on making sure nothing is missed and your claim supports a full, code‑compliant repair.
San Jose’s business community ranges from tech offices to neighborhood restaurants and light industrial spaces. A property loss here can mean damaged equipment, ruined inventory, and lost income.
Our commercial property claims team:
• Documents building and contents damage.
• Coordinates estimates with contractors and vendors.
• Calculates lost income and extra expenses under your business interruption coverage.
From water damage in an office park to a fire in a retail strip, we build a complete claim so your business has the funds to rebuild and reopen.
Electrical faults, cooking fires, and wildfire smoke can all leave long‑lasting damage. We look beyond obvious burn marks to:
Many San Jose homes sit on slab foundations with pressurized lines under concrete. When those lines fail, water can spread unseen and cause serious damage.
We help by:
Strong Pacific storms and atmospheric rivers can bring high winds and heavy rain to San Jose. We routinely assist with:
We work to also get coverage for emergency tarping, interior restoration, and any required code upgrades—not just a patch on the roof.
If your home or business is broken into or vandalized, you’ll need to prove what was stolen or damaged. We:
For structural impacts—like a vehicle striking a building or a sudden collapse—we coordinate engineering opinions and detailed repair scopes so the insurer can’t understate the loss.
When a covered event slows or halts operations, business interruption coverage can be the difference between reopening and closing for good. Our team:
We have a proven track record of securing excellent results for our San Jose clients. Allied Public Adjusters has recovered millions of dollars in settlements for homeowners and businesses across California. Time and again, we’ve turned initial low insurance offers into settlements that fully funded our clients’ repairs and recovery.
Allied has been representing California policyholders since 1997. We’ve handled thousands of claims across the state—from small residential water losses to large commercial fires—so we understand both the policies and the building costs involved.
Our San Jose clients benefit from our depth of experience plus a team structure that includes: estimators, contents specialists, and claim managers all focused on building a strong case for you.
We work on a contingency basis:
From the first inspection to final check, we:
You get full claim management without taking on extra financial risk or administrative work.
When you work with Allied Public Adjusters, we guide you through a clear, structured claims process designed to protect your interests and maximize your settlement.
Free Policy Review & Claim Consultation
We begin with a free consultation:
If your claim is straightforward or under your deductible, we’ll say so. If it’s complex or clearly underpaid, we’ll outline exactly how we can help.
Inspections, Damage Documentation & Cost Estimates
Once engaged, we conduct a detailed inspection:
We then create a line-by-line estimate and contents inventory so the insurer sees the true scope and cost of restoring your property.
Negotiating With the Insurance Carrier
We handle all communications with the insurer:
You stay in control of major decisions, but you’re not the one on the phone arguing over line items—we are.
Closing the Claim & Final Payment Support
When a settlement is reached, we:
Our goal is simple: you receive the funds your policy provides and can move forward with repairs with confidence.