When it comes to commercial insurance claims, navigating the process can be daunting and overwhelming for business owners. Insurance companies have their own interests at heart, which can sometimes leave policyholders at a disadvantage. That’s where Allied Public Adjusters comes in. We are your trusted advocates, representing you, the policyholder, and ensuring you receive the full and fair settlement you deserve.
A commercial public adjuster is an insurance professional who specializes in assisting businesses with their insurance claims. Unlike other types of insurance professionals, public adjusters work solely for the policyholder, not the insurance company. This crucial distinction ensures that your best interests are protected throughout the entire claims process.
You want to retain an experienced and qualified public adjusting firm that has the resources to represent your commercial claim. A qualified firm should have an in-house legal team, a loss measurement and investigations team, a forensic accounting team (to calculate your business income loss), and experienced public adjusters.
Legitimately Maximize Payouts: At Allied Public Adjusters, we have a deep understanding of insurance policies and coverage. We leverage our expertise to meticulously assess your damages, accurately evaluate your losses, and compile a comprehensive claim that legitimately maximizes your insurance payout.
Minimize Stress: Dealing with insurance companies can be a time-consuming and stressful task. Our dedicated team handles every aspect of the claims process on your behalf, allowing you to focus on running your business. We navigate the complexities, handle the paperwork, and engage in negotiations, ensuring a smooth and hassle-free experience for you.
Avoid Costly Mistakes: Insurance claims involve intricate procedures and documentation requirements. Mistakes made during the process can lead to claim denials or inadequate settlements. With Allied Public Adjusters by your side, you can rest assured knowing that our experienced professionals are well-versed in the intricacies of commercial insurance claims. We mitigate the risk of costly errors, ensuring your claim is handled accurately and effectively.
When you choose Allied Public Adjusters, you gain a partner who is committed to your success. Our claims process is tailored to your unique needs and includes the following steps:
Initial Free Consultation
We’ll start by sitting down with you to discuss your claim and answer any questions you may have. We’ll explain the process and give you an idea of what to expect.
Property Inspection
We’ll inspect your property to assess the damage and determine the scope of the claim. We’ll take photos and document everything in detail.
Claim Preparation
Should we get formally involved, we’ll prepare and file your claim with the insurance company, making sure to include all necessary documentation and supporting evidence.
Negotiation
We’ll negotiate with the insurance company on your behalf to get you the best possible settlement.
Settlement
Once we’ve reached a settlement, we’ll make sure you receive your payment promptly.
At Allied Public Adjusters, we pride ourselves on our extensive experience in the industry. Our track record speaks for itself, with numerous successful commercial insurance claims under our belt. We fight tirelessly for our clients, ensuring that their rights are protected, and that they receive the compensation they are entitled to. Don’t just take our word for it. Here’s what some of our satisfied clients have to say:
Baker Metal Polishing
Original Settlement: $43,029.30
Allied’s Result: $909,632.38
“Top notch, professional, highly recommended, great people to work with.”
Panorama Meadows Nursing Center
Original Settlement: $458,806.83
Allied’s Result: $2,440,025.64
“Your service was SUPERB! Would recommend you unconditionally!”
Pets R Us
Original Settlement: $0
Allied’s Result: $83,667.65
“Thank you, Ronny, for everything.”
Unlike insurance agents or company adjusters who represent the insurance company’s interests, public adjusters advocate for the policyholder. They provide expertise in assessing damages, documenting losses, and negotiating with the insurance company to ensure a fair and maximum settlement. Public adjusting firms who are qualified to handle commercial insurance claims should also have an in-house legal team to help write strong letters and overcome coverage issues. A qualified public adjusting firm should also have in-house accountants who can calculate your business income loss.
Businesses often face complex insurance claims that require a deep understanding of policy coverage, documentation, and negotiation tactics. Hiring a public adjuster brings several benefits, including maximizing your insurance payout, reducing stress by handling the entire claims process, and minimizing the risk of costly mistakes. With Allied on your side, you can level the playing field and ensure your rights and interests are protected.
At Allied Public Adjusters, we take a personalized approach to each client’s case. We begin with a free consultation to understand your specific needs and concerns. Our team conducts a comprehensive evaluation of damages, meticulously documents losses, and compiles a strong claim on your behalf. We then leverage our expertise and negotiation skills to engage with the insurance company, advocating for a fair settlement that reflects the full extent of your damages. When dealing with commercial losses, it’s important to assess what the loss has done to the operation of the business. Allied Public Adjusters will apply a business’s commercial policy in its strictest interpretation to legitimately maximize our client’s claim. This includes calculating the business income loss, as well as what it would cost to bring the business back to its pre-loss state.
We have experience handling a wide range of commercial insurance claims, including but not limited to property damage, fire damage, water damage, natural disasters, vandalism, theft, business interruption, and more. Our team of experts is equipped to navigate the complexities of various industries and policy types, ensuring that your specific claim receives the attention and expertise it deserves.
The insurance claim process for commercial insurance in California typically involves notifying your insurance company of the loss, documenting damages and losses, providing supporting evidence, and filing a formal claim. The insurance company will then assign an adjuster to assess the damages. By hiring Allied Public Adjusters, we handle all aspects of the claims process for you, from initial consultation to negotiation, ensuring a seamless and efficient experience.
While it’s possible to handle your commercial insurance claim independently, it can be a complex and time-consuming task. Insurance policies and claims processes often involve intricate details and legal jargon that can be overwhelming for business owners. By hiring a public adjuster like Allied Public Adjusters, you gain the advantage of professional expertise, experience, and representation to ensure your claim is handled effectively, maximizing your chances of a fair and satisfactory settlement.
At Allied Public Adjusters, we work on a contingency fee basis, which means our fees are a percentage of the settlement amount. This ensures that our interests are aligned with yours—we only get paid when you receive your insurance payout. Our fee structure is transparent, and we discuss it upfront, so you have a clear understanding of the costs involved.
The duration of the insurance claims process can vary depending on several factors, such as the complexity of the claim, the cooperation of the insurance company, and the extent of damages. While we strive to expedite the process, it’s important to note that thoroughness and attention to detail are crucial in maximizing your settlement. Rest assured, our team works diligently to handle your claim efficiently without compromising the quality of our services.