Good Vendors
Hratch's Corner
Explore some of our most recent tips and articles about all things insurance-related. Then get in touch to talk about how we can help you move forward.
Good Vendors
Hratch's Corner
On Policy Language (aka insurance-speak)
Diane's Corner
This is a brief lesson on the English language as used in insurance policies. Thankfully, the language in most policies in use today has evolved just as the English language—notably, American English—has evolved.
Read moreGyumri Earthquake
Decoding Disasters
Additional Living Expenses
Diane's Corner
The California Department of Insurance has recently (Oct. 18, 2019) announced that many insurers have agreed to extend the time limits for 2017 wildfire survivors to receive additional living expense (ALE) benefits under their...
Read moreHuntington Beach Pier
Decoding Disasters
1993 Laguna Beach Fire
Decoding Disasters
Deductibles and coinsurance
Diane's Corner
Insurance policies today come with deductibles. What does that mean? Briefly, a deductible is the amount of a loss payment the insured is responsible for. It is deducted from a loss payment. So, for example, if the covered loss to an insured’s home is $12,500, and the insured has a $500 deductible, the insured will receive $12,000…
Read moreIf a tree falls…
Diane's Corner
…in the forest, it probably won’t matter. But what happens if you suddenly hear “TIMBER!!!” and that tree falls across your house, or your fence, or your outdoor gazebo, etc., then what? Especially if the person yelling “timber” is your neighbor?
Read moreAnimal damage
Diane's Corner
Your insurance provider’s adjuster will protect the insurance company, whereas Allied will protect you.
We offer a free consultation. If we work together, our fee is based upon your situation, but we won’t get paid unless you are.
No. Often we can get you your check faster by working directly with your insurance company.
Trust your insurance company, but verify
When a disaster strikes, the first call you make is typically to your insurance company. Often times the insurance company offers you a fair settlement but it’s important to verify you’re getting everything you deserve.
Read morePower outage
Brought to you by your utility company
This power outage/surge brought to you courtesy of your local utility company. Now what? A power outage can result in loss of refrigeration, and so home refrigerators and freezers lose their capacity to protect contents.
Read moreIf you own a condo
You need to read this
Trust, but verify
Hratch's Corner
Property inspection report
Hratch's Corner
In your corner
With Joe Astorian
